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How Virginia Housing Can Help You Buy a Home

Hello Hampton Roads, This past week I attended a great training session about Virginia Housing’s loan products and though I’ve worked with many home buyers using these loans, this training was a great refresher and I also learned some new things.  First, for those of you that don’t know Virginia Housing is the rebranded Virginia Housing Development Authority (VHDA) which has been making home ownership more affordable since 1972.  If you’re in the housing market in the state of Virginia you should pay attention to what they have to offer—if you qualify, its grant programs are literally giving away free money. The grants fall under the category of specialty programs which in my opinion are the most beneficial to home buyers.  They are: The Down Payment Assistance (DPA) Grant—Non-Repayable The Closing Costs Assistance (CCA) Grant—Non-Repayable The Second Lien (Plus 2 nd Loan)—Repayable The Mortgage Credit Certificate (MCC) Grant   Please note that these specialty programs are f

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