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🤔 What's New with FHA Appraisals in 2025? Here's What Every Buyer and Seller Should Know

Hello Hampton Roads, What’s changed in FHA appraisal rules—and why should you care?   Whether you're buying or selling a home with FHA financing, Mortgagee Letter 2025-18 just shook things up in a big way. HUD has rescinded several outdated and expensive requirements for FHA appraisals, making them faster, and more in line with the rest of the industry. Hopefully these changes will result in less cost to you! Why now? Many of the rescinded requirements were originally created for a different era—before advances in data modeling, property tech, and appraisal standards. As HUD explained, the old rules no longer match the broader lending industry and have become unnecessarily burdensome. These updates are part of a wider federal effort to modernize policy, reduce costs, and improve access to homeownership.. Click here to read the full Mortgagee Letter 2025-18 from HUD . 📊 Key Takeaways Outdated FHA appraisal requirements have been eliminated effective immediately. L...

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